The BIN Number or the IIN Number is the first 6 digits of the credit card number for all MasterCard, Visa, American Express (AMEX) or Discover credit cards and debit cards. BIN stands for Bank Identification Number which is the same as the IIN, which stands for Issuer Identification Number.? The BIN is very helpful in determining the following: -  [ Read More ]

It is all too easy to complain about the litter on our high streets. Cigarette butts, crisp packets and take away wrappers are incredibly unsightly but when you consider how much rubbish is thrown away in Britain each day, it’s surprising there is not more of it. There is over 30 million tonnes of rubbish produced in Britain each year  [ Read More ]

TINLEY PARK, IL? Before Belinda Skarwecki started working as a bookkeeper for DirectBuy in 1974, the world was a different place. Richard Nixon had yet to resign from office. Not everybody had a color television. There was still no such thing as a free agent in baseball. Yet in celebrating her 35th anniversary with DirectBuy, Skarwecki knows that one thing  [ Read More ]

GULFPORT, MS…. For most, Independence Day occurs on July 4. For Allstate agents who believe they?ve been misclassified as ?independent contractors,? the hope is that day will? come much sooner as dozens, if not hundreds, of Allstate agents file IRS Form SS-8 to determine whether they are independent contractors as Allstate proclaims, or have been misclassified all along. The filings  [ Read More ]

Decades ago, surveying your audience required a significant investment of time, effort, and money. You could interview your audience personally, over the phone, or conduct your survey through an expensive mail drop (which half of your population would ignore). The landscape has shifted over the last decade. In the same way that the internet has changed the way we purchase  [ Read More ]